E-mail: [email protected] | Tel: +1 808 528 7752 | Country : USA  
  • e-Banking

    • FREQUENTLY ASKED QUESTIONS

    Where can i use my Accessible Visa Credit Card?

    – The Credit card can be used at the ATM, POS and Web.
    – Use domestically and internationally; anywhere in the world where the VISA logo is displayed

    What are the limits for cash deposits

    There is no limit to the amount that can be paid into any account.

    What alternative channels can customers now use to make payments?

    – ATMs
    – Point of Sale (POS) Terminals
    – Internet banking
    – Cheques
    – Electronic transfers eg RTGS, NEFT, NIBSS Instant payment, direct debit instructions
    – Online Collections via Accessible paygate/E-Pay and Paydirect
    – Mobile Payments (Mobile Money)

    What are the fees on our cards?

    Cost of Card is free
    – Card re-issuance fee due to expiration is free
    – Card re-issuance fee due to damage, loss or theft is $10.00 – No Annual fees
    – No transaction fees on POS and Web
    – Monthly Card maintenance fee ( Classic, Gold and Platinum Respectively) -free
    – Monthly interest rate of 2.5% on outstanding balance
    – PIN Re-issue, Processing Fees – free
    – POS Cash Advance – free

    How safe is my Accessible Visa Credit Card?

    Your Accessible Visa Credit Card is very safe because it has added advantage of Verified by Visa IPIN which ensures that while paying for goods on the internet, ONLY the true owner of a card can authorize payment on the card.
    Follow these easy steps next time you’re shopping online to activate your Verified by Visa iPIN.
    – Click the ‘CHECK-OUT’ button or the ‘PAY-NOW’ button while shopping.
    – Enter your card details as required by the website.
    – The VbyV screen appears on the website.
    – Enter your card details.
    – Enter ID Number as provide in your Credit card application form.
    – Enter Date of birth in the format YYYY as year of birth, MM as month of birth, and DD as day of birth.
    – Enter Card expiry date as shown on the card in the format YYYY as year of expiration, and MM as month of expiration
    – Click the ‘NEXT’ button to input a NEW 4 digit PIN.
    – Click the ‘END’ button when done.

    What documentation is required to get a Payroll Credit Card?

    – Duly filled Credit card application form.
    – Letter from employer stating irrevocable domiciliation of salary and gratuity/terminal Benefits.
    – Letter from employer confirming applicant’s monthly, annual salary and length of service with the Organisation
    – 3 months’ Payslip
    – Driver’s License/International Passport/National Identity Card.
    – Photocopy of Employee identity card.
    – Current Passport Photograph.

    If a transfer fails and my account is debited, how do i get my money ?

    – If a transfer fails for any reason, the sum will be credited to your account within 24hrs, if this is not done, a formal complaint can be sent via email to [email protected].

    How long does it take for beneficiary to get value of the transfer ?

    – Instantly. However, where there are delays in transferring funds, the beneficiary bank shall notify the Sending Bank, Beneficiary, and EFT (Electronic Funds Transfer) Service Provider with an assurance of resolution within 48hrs.

    What is instant electronic funds transfer ?

    – This is a form of funds transfer by which money is transferred instantly from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff.

    How do i buy or sell shares ?

    – You can buy or sell shares through The Jewel Credit Union Security Unit. Please see our contact details below:
    45 N King St, Honolulu, HI 96817, United States
    Tel : +1 808 528 7752
    e-mail : [email protected]

    Can i recieve my cash dividend directly into my bank account ?

    – Yes you can. Kindly contact us. Please see our contact details below:
    45 N King St, Honolulu, HI 96817, United States
    Tel : +1 808 528 7752
    e-mail : [email protected]

    What are the charges on my account ?

    – E-channels fee, SMS, and Account maintenance fee.

    As an account holder, can i get an overdraft Facility on my Account ?

    – Yes, overdraft facility is available to customers that meet the bank’s Risk Assessment Criteria.

    Is there a restriction on the number of withdrawals for this account ?

    – There is no restriction on the number of withdrawals for this account.
     

    Key Benefit

    Our new The Jewel Credit Union Nectar Credit Card lets you collect even more Nectar points when you shop. Just remember to pay with your The Jewel Credit Union Nectar Credit Card and swipe your Nectar card.

    • 0% on purchases for the first 15 months from account opening
    • No monthly or annual fee
    • No cash advance fee on Accessible Finance Travel Money purchases
    • 0% on balance transfers for the first 15 months from account opening (3% balance transfer fee applies)

    To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. If you are an existing credit card customer, please call to discuss your options.

    How to Apply

    Applying for your new credit card takes just a few minutes. Before you get started, please read our privacy statement. Please ensure this product suits your needs and you have considered that it is the right product for you. You're eligible to apply if you:

    • Have a permanent residential address
    • Have not been declined credit in the last month
    • Do not have a history of bad credit
    • Are not an existing The Jewel Credit Union Credit Card holder
    You can speed up your application if you have the following at hand:
    • Your bank or building society account details
    • Details of any loans, credit cards or store cards in your name
    • Your employer's name and address
    • Your Nectar card

    Privacy Statement

    To see how we use your information and how to give your consent, please read the privacy statement on our website or ask for a printed copy of this. We will search credit reference and fraud prevention agencies to check your identity, credit status and help us make decisions. A record of this search will be maintained on your credit file and may be seen by other organisations when you apply for credit in the future. For this application, we will assess you on your own (except where there is another party to this application).
    By signing/submitting the application, you declare that your financial associate's finances will not affect our decision.
    We check your declaration and may decline the application if it is inaccurate.
    If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.

    ONLINE SUPPORT TEAM

    OUR SERVICE LIST

    We offer some of the best financial services around the world.



    Benefits of Online Banking

    • Secure access to accounts: anytime, anywhere
    • Easily transfer money between your accounts, and to friends and family.
    • Receive customized alerts to help stay on top of your account activity.
    • Save time when you use Bill Pay. It's an easy, fast and secure way to pay your bills.
    • View credit card account activity, pay your bill online and more.

    Mobile Banking

    Accessible Finance Online is a robust internet banking solution that offers you many services that help you use and manage yourThe Jewel Credit Union accounts virtually whenever and wherever you want at zero extra cost. It also features lifestyle solutions which make online banking easy and fascinating for our retail and corporate customers

    Debit Card Security

    When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock will not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant.

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    Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.

    --Paul Samuelson

    The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.

    --T.T. Munger
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